Terms and Conditions

Effective Date: August 3, 2026

Welcome to Safe Nest Benefits ("Company," "we," "our," or "us"). By accessing or using our website, scheduling a Family Protection Audit, or using any of our services, you agree to be bound by these Terms & Conditions ("Terms"). If you do not agree with these Terms, please do not use our website or services.

1. Use of Our Website

You agree to use this website only for lawful purposes and in a manner that does not interfere with the operation of the website or the use of the website by others.

You agree not to:

Submit false or misleading information.

Attempt to gain unauthorized access to our systems.

Upload malicious software or harmful code.

Use the website for fraudulent or illegal activities.

Copy, reproduce, or distribute website content without our written permission.

2. Family Protection Audit

The Family Protection Audit is an educational consultation designed to help individuals and families better understand their current financial protection strategies and identify potential gaps.

The audit is intended to provide general information and personalized recommendations based on the information you provide.

Participation in the audit does not obligate you to purchase any product or service.

3. No Financial, Legal, or Tax Advice

The information provided through our website, consultations, educational materials, and recommendations is for general informational purposes only.

Safe Nest Benefits does not provide legal, tax, or accounting advice. You should consult your attorney, tax professional, or financial advisor before making decisions regarding your personal financial situation.

4. Insurance Products

If insurance products are discussed or recommended, they will be based on your individual needs, eligibility, underwriting requirements, and product availability.

Coverage is not guaranteed and is subject to approval by the issuing insurance carrier.

Policy terms, premiums, exclusions, and benefits vary by carrier and product.

5. Appointment Scheduling

When scheduling an appointment, you agree to provide accurate and current information.

If you need to cancel or reschedule your appointment, we request that you provide reasonable advance notice whenever possible.

6. Communication Consent

By submitting your information through our website, you consent to receive communications from Safe Nest Benefits, including:

Phone calls

Text messages

Emails

Appointment reminders

Educational information

Follow-up communications related to your inquiry

Message and data rates may apply.

You may opt out of text messages at any time by replying STOP or unsubscribe from marketing emails by using the unsubscribe link included in those communications.

7. Intellectual Property

All website content, including text, graphics, branding, logos, images, downloadable materials, and other content, is the property of Safe Nest Benefits unless otherwise stated.

You may not reproduce, distribute, modify, or use any content without prior written permission.

8. Third-Party Services

Our website may include links to third-party websites or use third-party platforms for scheduling, analytics, communications, or customer relationship management.

We are not responsible for the content, policies, or practices of third-party websites or services.

9. Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis.

We make no warranties, express or implied, regarding the accuracy, reliability, availability, or completeness of the information provided.

We do not guarantee any specific financial outcome, insurance approval, or future results.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Safe Nest Benefits shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from:

Your use of the website.

Your reliance on information provided.

Technical interruptions.

Delays or errors beyond our reasonable control.

Your sole remedy for dissatisfaction with the website is to discontinue using it.

11. Indemnification

You agree to defend, indemnify, and hold harmless Safe Nest Benefits, its owners, employees, contractors, affiliates, and partners from any claims, damages, liabilities, costs, or expenses arising from your violation of these Terms or misuse of our website or services.

12. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

13. Changes to These Terms

We reserve the right to update or modify these Terms & Conditions at any time.

Any changes become effective immediately upon posting the updated Terms on this website.

Your continued use of the website constitutes acceptance of any revised Terms.

14. Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of the state in which Safe Nest Benefits is organized and conducts business, without regard to its conflict of law principles.

15. Contact Information

If you have any questions regarding these Terms & Conditions, please contact us:

Safe Nest Benefits

Email: [email protected]

Phone: (813) 291-3546‬

Website: safenestbenefits.com